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About CreditWI$E LLC

At CreditWI$E LLC, we are dedicated to helping improve credit scores, achieve  financial goals, and find relief from debt. Our mission is to empower you with the knowledge and resources you need to take control of your financial well-being. We understand the challenges that come with managing finances, and we are here to provide guidance and support every step of the way. We are committed to making a meaningful impact on your life by offering personalized Credit Coaching and financial education. Let us help you pave the way to a brighter financial future.

Our Services

Improve Credit Score - Boost it & Keep it There

We take pride in merging our decades of experience in all corners of finance, which equips us with the expertise to provide top-notch guidance. Your personal credit coach offers fast knowledge and practical help gleaned from decades working in and managing credit union and collection agencies’ lending, collection and legal operations. 

Pay Less - Reduce Payments, Interest Rates, & Stress

Our financial coaching is designed to empower individuals with essential knowledge about managing their finances. We change budgeting into a go to list and confusion into understanding credit and behind-the-scenes information the general public doesn’t know -the hidden gems.  This serves anyone looking to enhance their credit knowledge and therefore power! 

Rebuild Credit - Tidy up the PastLearn How to Avoid Poor Marks

Join our debt management workshop or private sessions to gain insights into effective strategies for managing and overcoming debt. Learn how to reorganize existing debt to make it work for you!!

 Debt Relief - Manage, Reduce, & Payoff Debt

We provide practical solutions and tools to help you regain control of your financial situation, paving the way for a debt-free future. 

Home Buying - Get Qualified to Buy or Refinance

You want your credit and debt to be it’s best to buy or refinance a home. We walk you through getting your score ready to apply!  Generally a credit score of 740 gets the best rate and terms. You may have resources you haven’t thought of before, we help you uncover options! 

Young Adult Launch - Start out Right, Credit 101 & Beyond

Woman Hiking Outdoors

Money, credit, and debt handling are life skills we all need to know and are rarely taught! Most make regrettable choices along the way. We level up with young adults, get started early, and teach smart moves and avoiding pitfalls. 

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Our Approach

At CreditWI$E LLC, our philosophy is centered around personalized guidance and a deep understanding of your personal and financial needs. We believe in providing comprehensive support different than traditional credit counseling. Our approach involves creating customized plans tailored to your unique financial situation. By fostering open communication and trust, we build long-term relationships with our clients, guiding them towards sustainable financial success.

Tell Us About You
Submit answers
to a few questions about your goals

 

Please do not send your credit report to CreditWI$E LLC.

Instead, request your own free credit report from all three bureaus via AnnualCreditReport.com - the official site created by Equifax, Transunion, and Experian.  This supplies you with every detail for your records.   

 

To obtain your credit score (optional but recommended) the site charges a small fee  - it gives the most complete picture of where you stand now, our starting point.

What to send us:
Provide only a simple list of your obligations with your name.
Do
not include any personal identification data or account numbers.

Your obligation list should include:

  • Utilities and monthly commitment
    wAT TO SE

  • Personal loans or agreements


  • Items appearing on your credit report


  • Interest rates


  • Current balances


  • Minimum monthly payments


  • Credit limits



These details allow us to design a clear, step‑by‑step plan to reorganize your debt and move you toward stability.
 

CreditWI$E LLC Personal Credit Coaching
971-413-0840
Clackamas, Oregon 
info@creditwisebiz.com


 

Your Goals

Our Mission

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Do not send your credit report

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